Water Damage Claims
Has Your Insurance Company
Denied or Underpaid Your Claim?
Water damage claims are among the most common types of insurance claims in Houston. They can range from a common broken pipe or appliance leak to more complex issues involving drywall, flooring , or structural damage, hidden mold, or even broken water main lines. Insurance carriers are quite strict with regard to their “interpretation” of their policies and may determine that your water damage claim is denied.
Often times, homeowners or business owners submit a water-damage claim and unknowingly provide incorrect information, which, if documented by the insurance company could result in a denied claim.
There are many other types of water damages that may be covered in your policy, but insurance companies will sometimes try to get out of paying those in full. Common tactics include endless paperwork, requesting excessive damage assessments, offering low-ball settlements, and outright denying claims based on technicalities.
In these situations, it’s best to contact an experienced attorney. Our Houston-based Insurance Claim Law Firm knows how to address these tactics and can handle the insurance company on your behalf so you can focus on repairing or rebuilding your property.
WHY YOU NEED AN ATTORNEY
Maximum Compensation For
Water Damages Claims
Even if your home or business has sustained water damage, and even if you’ve done everything required of you to file your claim, you may still run into hassles getting your insurance company to play fair. Determining what is covered under your policy depends upon the source of the water damage, the type of policy, and whether or not the water damage was accidental and/or sudden, or gradually occurring over time. In most cases, gradual water damage to the property is not covered under an insurance policy.
It’s extremely important to understand everything there is to know about your insurance policy, including how your insurance company will pay out. This is where an experienced insurance attorney can work on your behalf to ensure this does not happen to you including:
- Evaluating the case as a valid property damage claim
- Reviewing the policy and Insurance Company itself
- Performing property inspections to account for all damages (including hidden and future issues)
- Communicating with insurance companies on your behalf
- Negotiating fair settlements prior to trial
- Arguing your case in court if needed
Dealing with the insurance company on your own can be overwhelming, but you don’t have to go it alone. At Zar Law, our attorneys have been dealing with insurance companies for years. We know every trick in the book they use and we know how to win so you can get on with rebuilding your life to what is was before.