Serious Cases Require
Focused Experience
Some legal matters can be handled with a standard claim process. Others involve disputed insurance coverage, complicated medicine, permanent injuries, significant financial losses, or a defendant prepared to fight.
Zar Law focuses on matters where careful investigation, experienced legal analysis, qualified experts, and litigation strategy can make a meaningful difference.

You Paid for Coverage.
Your Claim Deserves a Fair Evaluation.
A major property loss can quickly become a second problem when the insurance carrier disputes what caused the damage, limits the scope of repairs, delays payment, or values the loss far below what the policyholder believes is required.
Zar Law represents Texas homeowners, commercial property owners, and businesses in disputes involving insurance coverage and claim payment.
Common disputes may involve:
- Denied or underpaid claims
- Coverage disputes
- Repair scope and valuation
- Replacement cost and depreciation
- Wind and hail damage
- Fire and water losses
- Commercial property claims
- Appraisal disputes
- Business interruption losses

A Bad Medical Outcome and Medical Negligence Are Not the Same Thing.
Medicine involves risk, and not every complication means that a healthcare provider was negligent. A viable medical malpractice case requires careful evaluation of the medical records, the applicable standard of care, and whether a preventable error caused serious harm.
Zar Law investigates medical negligence claims involving hospitals, physicians, surgeons, nurses, and other healthcare providers.
What Happened?
Medical records and the sequence of events must be carefully reconstructed.
Why Did It Happen?
Qualified medical experts may be needed to determine whether the standard of care was breached.
What Changed?
Serious cases require a complete understanding of future treatment, disability, lost earning capacity, and other long-term consequences.

When an Injury Changes Your Life, the Case Is About More Than the Accident.
A serious injury can affect your health, your ability to work, your independence, and the financial stability of your family. The true impact of an injury is often measured over months or years, not just in the immediate aftermath.
Zar Law represents individuals and families in significant personal injury cases that require careful investigation, credible experts, and a clear understanding of both the immediate and long-term consequences.
Serious injury cases may involve:
- Commercial vehicle and trucking collisions
- Catastrophic automobile accidents
- Traumatic brain injuries
- Spinal cord and neurological injuries
- Severe orthopedic injuries
- Burns and permanent scarring
- Wrongful death
- Other life-altering injuries caused by negligence
Preparation Starts Before a Lawsuit Is Filed.
Strong cases are built long before trial. Zar Law approaches significant matters with litigation in mind from the beginning—preserving evidence, identifying the right experts, and developing the factual record.
The goal is to understand the case thoroughly enough to make informed decisions from early investigation through mediation, motion practice, and trial.
Listen & Evaluate
Understand what happened, what is at stake, and whether the matter should move forward.
Preserve Evidence
Secure critical records, data, photographs, and physical evidence early.
Investigate
Build the factual record, identify responsible parties, and test assumptions.
Work With Experts
Bring in qualified experts when medical, technical, or financial issues require it.
Litigate Strategically
Use discovery, depositions, motions, and negotiation with the larger case strategy in mind.
Prepare for Trial
Develop the evidence, witnesses, experts, and themes needed for the courtroom.
The Lawyers Behind Zar Law
Zar Law is led by attorneys who stay directly involved in the matters they accept. Clients work with lawyers who understand the strategy, the evidence, and what is at stake from the beginning of the case through resolution or trial preparation.

Matthew Zarghouni
Matthew represents individuals, families, property owners, and businesses in significant insurance, medical-negligence, injury, and civil litigation matters.

Brandon Kuhre
Brandon represents clients in complex insurance, injury, and civil litigation, with a focus on direct communication, strategic case development, and trial preparation.
A Trusted Resource
for Serious Cases
Some matters require substantial investigation, specialized experts, significant litigation resources, or experience outside your primary practice area. Zar Law works with referring attorneys on appropriate insurance, medical-malpractice, catastrophic-injury, and wrongful-death matters throughout Texas.
We value referral relationships and work to protect both the client experience and the referring attorney’s relationship with the client.
CLIENT EXPERIENCES
Client reviews reflect individual experiences. Results depend on the facts and law of each case and do not guarantee a similar outcome.
TEXAS LEGAL RESOURCES
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Unfair Delay in Your Insurance Claim?
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Questions We Hear From Prospective Clients
Every matter is evaluated individually. Zar Law considers the facts, applicable law, available evidence, damages, deadlines, potential defendants or insurance coverage, expert requirements, and the practical resources needed to pursue the case.
No. Contacting the firm or submitting information through the website does not create an attorney-client relationship. Representation begins only after the firm agrees to accept the matter and a written engagement agreement is signed.
As soon as reasonably possible. Evidence can disappear, records may become harder to obtain, and legal deadlines vary depending on the type of claim and the circumstances. Prompt review can help preserve important information and identify potential deadlines.
Zar Law evaluates denied, delayed, and underpaid insurance claims involving residential and commercial property, wind and hail damage, fire and water losses, coverage disputes, valuation issues, appraisal, and other significant first-party insurance matters.
The firm evaluates serious medical-negligence matters involving significant injury or death, including failure to diagnose, surgical negligence, hospital and nursing negligence, and other cases where expert medical review may be necessary.
Not necessarily. Many cases resolve through negotiation or mediation, while others require litigation or trial. The appropriate path depends on the facts, legal issues, and the opposing side’s position.






