Texas Insurance Claim Lawyers
Insurance Claims & Bad Faith
Keeping Insurance Companies Honest
The law places specific requirements upon insurance companies because most insurers are so large and powerful that it is generally not possible for a customer to negotiate the terms and details of an insurance policy in a fair manner.
Generally speaking, an insurance company offers a “take it or leave it” insurance policy which leaves customers with little or no ability to negotiate the terms of the settlement. It is because of this disparate bargaining power that the law places additional requirements on insurance companies to treat their customers fairly. Failure to do so comes with serious consequences to the insurance company.
Filing an insurance claim for property damage is complicated, even without the stress of an uncooperative insurance company. Insurance companies are in the business of paying your claim. However, they also want to make a profit. Unfortunate as it is, insurers will sometimes resort to bad faith practices including:
- Improper investigations
- Unreasonable delays
- Underpaid claims
- Wrongful claim denials
Whether you have an insurance claim relating to fire, tornado, hail, or hurricane damage, our Houston Texas Insurance Attorneys can help you evaluate your options and determine if you need to take legal action against your insurer.
DO THEY REALLY?
Have My Best Interest at Heart
It may seem to take insurance companies forever to “investigate” your claim. Delays often follow. Phone calls to the insurance company yield no information or action. Eventually, you get an official letter from the insurance company stating that your claim has been denied. Often time, the denial letter contains lengthy excerpts from your policy with words like “exclusion” or a “non-covered peril.” Either way, the policy language is very difficult to understand.
Insurance companies know that most people are not knowledgeable enough to argue about their coverage. This is where we can help.
When a policyholder makes a claim, their insurance company is likely to attempt to delay, reduce or escape payment by arguing that the claim is invalid. Disputes with insurance companies can be lengthy and difficult for a policyholder to manage, which is why many people choose to consult a reputable insurance lawyer to guide them through the entire litigation process.
When you file an insurance claim, you are going up against a large, experienced corporation. You can easily be taken advantage of without an expert, capable attorney by your side. With out law firm represent you, we level the playing field. We’ve dedicated our careers to helping people get properly compensated by insurance companies that act in bad faith.