Auto Insurance Claims
Has Your Auto Insurance Company
Denied or Underpaid Your Claim?
In Texas, everyone who owns a vehicle is required to carry auto insurance. While some individuals carry state-minimum coverage, others pay additional premiums for vehicle loss of value, accident-related injuries, injuries caused to others, or other types of claims. The problems come when insurance companies do not adequately investigate claims and/or unfairly deny legitimate claims. These types of claims include:
- Loss of value to vehicle(s)
- Uninsured or under-insured motorist
- Rental car coverage
- Reimbursement for property damage
- Personal Injury Claims
If your auto insurance claim was denied, it is important to understand that insurance companies are for-profit businesses which can manipulate the facts of your claim or search for loopholes in your contract to avoid payment.
Our Houston-area attorneys have handled claims on behalf of policyholders who were told that they were not entitled to compensation for injuries or property damage because their losses were not as substantial as reported. In other cases, insurance companies incorrectly assign fault to our clients to avoid payment. Companies acting in bad faith or handling claims unfairly are most likely to deny your claims without justification.
WHY YOU NEED AN ATTORNEY
Maximum Compensation For
Auto Insurance Claims
Our attorneys understand that, in some instances, automobile accident claims are either denied by the insurance company or settled for significantly less money than the case is worth. When a car accident happens and a claim is denied, it can place a serious financial burden on the policyholder.
It is important for auto policy holders to understand the coverage available under their policies and to obtain the assistance of an attorney who can help dispute the insurance company’s actions.
Understanding the coverage available under your policy can help simplify the claims process. Automobile insurance policies can include different types of coverage, including:
- Bodily Injury: injuries sustained to someone else at your fault
- Medical/Personal Injury Protection: treatment of injuries of the driver and passenger in your own vehicle
- Property Damage Liability: damage inflicted on another’s property
- Collision: damage to your car from an accident with another car
- Comprehensive: losses due to flood, fire, or theft
- Uninsured Motorist: when you are hit by an uninsured or hit-and-run driver
Our attorneys have extensive experience handling insurance dispute cases and are well-equipped to deal the tactics used by insurance companies to avoid paying valid claims. We can examine your policy and help ensure you receive fair compensation for your claim.